Strategies for Retirement, Practice, and Business Transitions

Pre-retirees & retirees, business owners, and medical professionals—served by your Personal CFO for planning, investing, taxes, and everyday financial decisions.

Pre-Retirees & Retirees

Retirement income, Roth windows, RMDs, Social Security.

Medical Professionals

High-income tax strategy, benefits, debt/RSUs.

Business Owners

Owner pay, clean books & payroll, entity & plan design.

Need support from someone who understands your stage of life?

Your Financial Life Deserves More Coordination

As retirement approaches, financial decisions get more complex. From income planning to tax strategy, it’s easy to feel unsure. At Hilltop, we help retirees and pre-retirees simplify what’s ahead with clarity and confidence.

Tax-Aware Decision Making

Let Experience Guide What’s Next

You deserve more than a cookie-cutter plan. We help you build a financial strategy that reflects your values, goals, and legacy.

Trusted Support for High-Stakes Decisions

As fiduciaries, our job is to understand your goals and provide straightforward advice, backed by a team of experienced advisors and tax professionals.

Reset, Plan, Thrive

Clarity, Confidence, and Support—Just Ask Our Clients

Excellent

Hilltop Wealth & Tax Solutions5.0

Based on 123 reviews

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Voter Reg

1 week ago

Tareq is very thorough and explains everything so well. He is great at following up on information we requested. We are very happy with the way our investments have grown. Thank you!

Sue Mason

2 weeks ago

Erik was very helpful and explained our next steps before year end. I was satisfied with our conversations and felt he heard my concerns.

Response from the owner:Sue, thank you for sharing your experience! We’re glad to hear Erik took the time to address your questions, listen to your concerns, and help you prepare for the months ahead. We appreciate your thoughtful feedback. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

Linda Fearnow

1 month ago

Response from the owner:Linda, thank you for the 5-star review! We appreciate you taking the time to share your feedback and are grateful for the opportunity to be part of your retirement planning journey. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

Brian Burks

1 month ago

Cliff and team are a pleasure to work with. He explains options clearly so you are always making well informed decisions.

Response from the owner:Brian, thank you for the kind words! We’re glad to hear that Cliff and the team have made the planning process clear and comfortable. Helping clients understand their options and make informed decisions is something we take great pride in. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

Joyce Ackerman

1 month ago

Bill does a great job of reviewing my accounts with me, and explaining everything.

Response from the owner:Joyce, thank you for the kind words! We're glad Bill's reviews and explanations continue to be helpful. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

Jason Pikuza

1 month ago

Response from the owner:Jason, thank you for the 5-star review! We appreciate the opportunity to be part of your planning journey and are grateful for your feedback. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

Karen Field

2 months ago

Mark & I's experience is always awesome with Cliff he explains to the T sometime over to us he has help us out so much & such a GREAT guy who we trust beyond!! Mark & Karen Field

Response from the owner:Karen, thank you for sharing this! We're delighted to hear that Cliff continues to make complex topics easier to understand and provides the support you're looking for. We appreciate the confidence that you and Mark have placed in him and our team. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

Aashish Deshpande

2 months ago

Have been a client for over 20 yrs. Great service in all aspects of life and financial planning

Response from the owner:Aashish, thank you for your continued trust over the past 20 years! We’re honored to have been part of your journey and appreciate your kind words about the service and support you’ve received over the years. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

Mike Haskin

2 months ago

Matt has always been very helpful with the management of our retirement account.

Response from the owner:Mike, thank you for the great feedback! We’re glad Matt has continued to be a helpful resource as you plan for retirement. We appreciate you taking the time to leave a review. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

Rachel Freese

2 months ago

Cliff and Kyle are absolutely amazing to work with. No matter your age, they listens to your goals, aspirations, and works with you when you need to meet them. Cliff and Kyle are both approachable, always have a smile on their faces, and are a fantastic choice to work with as your financial advisor!

Response from the owner:Cue the confetti! 🎉 We love hearing from happy clients. Thanks for your kind words, Rachel—it means the world to us! *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

Bob Stitt

2 months ago

Response from the owner:Bob, thank you for the 5-star review! We appreciate you taking the time to share your feedback. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

Linda Waite

2 months ago

Cliff is an excellent financial planner for us. He takes the time to explain strategy to keep us ahead of the game. Knowledgeable and trustworthy. We appreciate his expertise.

Response from the owner:Thanks, Linda! It’s great to hear Cliff’s guidance and attention to detail have been helpful as you plan ahead. We appreciate you sharing your experience. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

Robert Haas

3 months ago

Response from the owner:Robert, we appreciate the 5-star review—thank you! *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

Cheryl Akin

3 months ago

Response from the owner:Thanks for the 5 stars, Cheryl! We’re grateful you took a moment to leave a review. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

Karen Kochis

3 months ago

Great opportunity to connect with the right people to get your retirement plan where it needs to be. They make you feel important and work with you to get your portfolio to your comfort level. It's your money and you need to be happy. They focus on that. You matter!

Response from the owner:Karen, thank you for sharing this! We’re glad to hear the team has created a comfortable and supportive environment for your planning. Helping clients feel heard and understood is something we care deeply about. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

Bruce Priebe

3 months ago

Beth was very thorough, as usual.

Response from the owner:Thanks, Bruce! It’s great to hear Beth’s attention to detail continues to stand out, we appreciate you sharing that. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

Beverly dunn hughes

4 months ago

Response from the owner:Beverly, thanks so much for the 5-star rating! We’re grateful you took a moment to leave a review. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

Renee Grady

4 months ago

Bill Davis is a 5 all day everyday

Response from the owner:Thank you, Renee. We’re glad your experience with Bill has been such a positive one. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

Sherrie Schoemann

4 months ago

Matt always answers my question to i understand everything. He also let's me know how my portfolio is doing and his plans to help me. Wouldn't change a thing i trust him fully.

Response from the owner:Sherrie, thank you for your kind feedback! We’re glad to hear Matt’s clear communication and ongoing updates have made your experience a positive one. We truly appreciate your trust and confidence in his guidance. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

David Lein

4 months ago

We have ben working with Cliff Hawkins and his team over the last few years and find them to be very professional and helpful putting together a successful financial plan that works! Great person and team, thank you.

Response from the owner:David, thank you for your kind words! We’re glad to hear that working with Cliff and the team has been a positive experience and that their guidance has been helpful as you build your financial plan. We truly appreciate your trust. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

Ruthie McCollough

4 months ago

Megan has been so helpful, and very patient.helping us complete our taxes from afar. Not to mention how grateful we are to have Bill Davis back in his saddle 😉

Response from the owner:Ruthie, thank you for the kind words! We’re glad to hear Megan was able to make the process smooth and supportive, even from a distance. And we agree, it’s great to have Bill back in the saddle! We appreciate your trust in our team. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

Scott Bovenkerk

4 months ago

Working with Erik Brenner has been one of the best financial decisions We've made. He brings a rare combination of deep expertise, clear communication, and genuine care for his clients’ long‑term success. Erik takes the time to understand our goals, explains complex financial and tax strategies in a way that’s easy to grasp, and consistently offers thoughtful guidance that feels tailored—not generic. What stands out most is his proactive approach. Erik doesn’t just react to changes in the market or tax laws; he anticipates them and helps me stay ahead. We always feel informed, supported, and confident in the plan we’ve built together. If you’re looking for a financial advisor who is knowledgeable, trustworthy, and truly invested in your financial well‑being, we highly recommend Erik and the team at Hilltop Wealth & Tax Solutions.

Response from the owner:Scott, thank you for taking the time to share such thoughtful feedback. We’re glad to hear that Erik’s approach to communication and planning has been helpful in supporting your goals. Providing clear, proactive guidance and a personalized experience is what we strive for, and we truly appreciate your trust and recommendation. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

Leyna Hoffer

4 months ago

I’ve had a wonderful experience with Hilltop Wealth & Tax Solutions. My advisor, Cliff Hawkins, has been fantastic to work with—he’s knowledgeable, responsive, and genuinely committed to helping me stay on track with my retirement goals. Cliff takes the time to explain things in a way that’s easy to understand and always makes me feel comfortable and confident in my financial plan. It’s clear he truly cares about his clients. And as a bonus, he’s always willing to chat a little football—which makes every conversation even better. Let’s just say we don’t always agree on teams… but that’s part of the fun! 😉 Highly recommend Cliff and the entire Hilltop team!

Response from the owner:Leyna, thank you for such a thoughtful review! We’re so glad to hear that Cliff’s approach has made your experience both comfortable and informative. And we couldn’t agree more—those football conversations definitely add a little extra fun along the way (even with some friendly rivalry 😉). We truly appreciate your trust and recommendation! *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

Mitchell Mawhorter

4 months ago

My wife and I recently met with Matt Aurenz for our routine review, and as always, he was excellent. He took the time to walk me through my retirement questions in a clear and thoughtful way, making sure I understood how everything works and what to watch for moving forward. I truly don’t think we’d be in the strong financial position we’re in today without Matt’s guidance over the past several years. Thanks to his advice, we’ve been able to retire earlier than we ever expected. He is, without a doubt, the best advisor I’ve worked with. My daughter has also worked with Matt and is a big fan as well.

Response from the owner:Mitchell, thank you for the thoughtful review! We’re glad to hear that your time with Matt continues to provide clarity and support during your reviews. It means a great deal to be part of your family’s planning over the years, and we truly appreciate your trust and kind words. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

Sue Mason

4 months ago

I have been very pleased with our years of service from Hilltop. We work specifically with Erik.

Response from the owner:Sue, thank you for your continued trust over the years! We’re glad to hear you’ve had a positive experience working with Erik and appreciate you taking the time to share your feedback. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

The following reviews are based on experiences from current clients. No compensation was provided to clients. The ratings and comments reflect each client’s own views and opinions, and there are no known conflicts of interest. All ratings are included in the overall rating and all comments are published unless they meet one or more exclusion criteria.

A Plan That Supports You—Today and Tomorrow

You’ve worked hard to build your future—let’s protect and grow it, together.

Not Sure Where to Start?

You don’t need all the answers to reach out. Let’s start with a conversation—and go from there.

Strategies for Retirement, Practice, and Business Transitions

Pre-Retirees & Retirees

Medical Professionals

Business Owners

Your Financial Life Deserves More Coordination

Let Experience Guide What’s Next

Trusted Support for High-Stakes Decisions

Reset, Plan, Thrive

Connect With Our Team

Create a Clear, Actionable Strategy

Thrive in Your Next Chapter

Clarity, Confidence, and Support—Just Ask Our Clients

A Plan That Supports You—Today and Tomorrow

Not Sure Where to Start?