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Retirement, Simplified

A better retirement begins with a plan designed around you.
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  • Personalized Planning
  • Tax-Efficient Strategies
  • Future-Proof Support
Concerned about taxes eating into your retirement?

Does Retirement Planning Feel Overwhelming?

Balancing short-term needs with long-term goals isn’t easy—especially when retirement is on the horizon. You’ve worked hard to save, but without a plan, it’s hard to know what’s next. At Hilltop, we help you move forward with confidence through clear, tax-aware strategies that simplify your options and align with your future.

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Align Your Plan with Your Lifestyle

Confidence in Every Retirement Decision

Imagine retiring with a strategy that supports your life—not just your accounts. With Hilltop Wealth & Tax Solutions, you get more than advice—you get a Personal CFO. We help you grow your wealth, optimize income, reduce taxes, and plan with purpose, so you can focus on what retirement should be: living.

Whether you’re managing personal wealth or winding down a business, Hilltop’s coordinated tax and accounting division ensures nothing falls through the cracks.

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Experienced Guidance for Life’s Biggest Transition

At Hilltop Wealth & Tax Solutions, we bring together retirement planning, tax strategy, and investment guidance under one roof. With over 125 years of combined experience, our team is here to help you simplify decisions and feel confident about your future.

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Reset, Plan, Thrive

Connect With Our Team

Whether you’re in transition or want a second opinion, we’re here to help.

Create a Clear, Actionable Strategy

Build a plan that supports both your short- and long-term goals.

Thrive in Your Next Chapter

Step into the future with confidence, supported by a flexible plan.

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Results That Speak for Themselves

Excellent
Hilltop Wealth & Tax Solutions5.0
Based on 121 reviews
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Linda Fearnow
1 week ago
Response from the owner:Linda, thank you for the 5-star review! We appreciate you taking the time to share your feedback and are grateful for the opportunity to be part of your retirement planning journey. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Brian Burks
2 weeks ago
Cliff and team are a pleasure to work with. He explains options clearly so you are always making well informed decisions.
Response from the owner:Brian, thank you for the kind words! We’re glad to hear that Cliff and the team have made the planning process clear and comfortable. Helping clients understand their options and make informed decisions is something we take great pride in. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Joyce Ackerman
2 weeks ago
Bill does a great job of reviewing my accounts with me, and explaining everything.
Response from the owner:Joyce, thank you for the kind words! We're glad Bill's reviews and explanations continue to be helpful. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Jason Pikuza
2 weeks ago
Response from the owner:Jason, thank you for the 5-star review! We appreciate the opportunity to be part of your planning journey and are grateful for your feedback. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Karen Field
3 weeks ago
Mark & I's experience is always awesome with Cliff he explains to the T sometime over to us he has help us out so much & such a GREAT guy who we trust beyond!! Mark & Karen Field
Response from the owner:Karen, thank you for sharing this! We're delighted to hear that Cliff continues to make complex topics easier to understand and provides the support you're looking for. We appreciate the confidence that you and Mark have placed in him and our team. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Aashish Deshpande
3 weeks ago
Have been a client for over 20 yrs. Great service in all aspects of life and financial planning
Response from the owner:Aashish, thank you for your continued trust over the past 20 years! We’re honored to have been part of your journey and appreciate your kind words about the service and support you’ve received over the years. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Mike Haskin
1 month ago
Matt has always been very helpful with the management of our retirement account.
Response from the owner:Mike, thank you for the great feedback! We’re glad Matt has continued to be a helpful resource as you plan for retirement. We appreciate you taking the time to leave a review. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Rachel Freese
1 month ago
Cliff and Kyle are absolutely amazing to work with. No matter your age, they listens to your goals, aspirations, and works with you when you need to meet them. Cliff and Kyle are both approachable, always have a smile on their faces, and are a fantastic choice to work with as your financial advisor!
Response from the owner:Cue the confetti! 🎉 We love hearing from happy clients. Thanks for your kind words, Rachel—it means the world to us! *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Bob Stitt
2 months ago
Response from the owner:Bob, thank you for the 5-star review! We appreciate you taking the time to share your feedback. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Linda Waite
2 months ago
Cliff is an excellent financial planner for us. He takes the time to explain strategy to keep us ahead of the game. Knowledgeable and trustworthy. We appreciate his expertise.
Response from the owner:Thanks, Linda! It’s great to hear Cliff’s guidance and attention to detail have been helpful as you plan ahead. We appreciate you sharing your experience. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Robert Haas
2 months ago
Response from the owner:Robert, we appreciate the 5-star review—thank you! *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Cheryl Akin
2 months ago
Response from the owner:Thanks for the 5 stars, Cheryl! We’re grateful you took a moment to leave a review. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Karen Kochis
2 months ago
Great opportunity to connect with the right people to get your retirement plan where it needs to be. They make you feel important and work with you to get your portfolio to your comfort level. It's your money and you need to be happy. They focus on that. You matter!
Response from the owner:Karen, thank you for sharing this! We’re glad to hear the team has created a comfortable and supportive environment for your planning. Helping clients feel heard and understood is something we care deeply about. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Bruce Priebe
3 months ago
Beth was very thorough, as usual.
Response from the owner:Thanks, Bruce! It’s great to hear Beth’s attention to detail continues to stand out, we appreciate you sharing that. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Beverly dunn hughes
3 months ago
Response from the owner:Beverly, thanks so much for the 5-star rating! We’re grateful you took a moment to leave a review. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Renee Grady
3 months ago
Bill Davis is a 5 all day everyday
Response from the owner:Thank you, Renee. We’re glad your experience with Bill has been such a positive one. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Sherrie Schoemann
3 months ago
Matt always answers my question to i understand everything. He also let's me know how my portfolio is doing and his plans to help me. Wouldn't change a thing i trust him fully.
Response from the owner:Sherrie, thank you for your kind feedback! We’re glad to hear Matt’s clear communication and ongoing updates have made your experience a positive one. We truly appreciate your trust and confidence in his guidance. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
David Lein
3 months ago
We have ben working with Cliff Hawkins and his team over the last few years and find them to be very professional and helpful putting together a successful financial plan that works! Great person and team, thank you.
Response from the owner:David, thank you for your kind words! We’re glad to hear that working with Cliff and the team has been a positive experience and that their guidance has been helpful as you build your financial plan. We truly appreciate your trust. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Ruthie McCollough
3 months ago
Megan has been so helpful, and very patient.helping us complete our taxes from afar. Not to mention how grateful we are to have Bill Davis back in his saddle 😉
Response from the owner:Ruthie, thank you for the kind words! We’re glad to hear Megan was able to make the process smooth and supportive, even from a distance. And we agree, it’s great to have Bill back in the saddle! We appreciate your trust in our team. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Scott Bovenkerk
3 months ago
Working with Erik Brenner has been one of the best financial decisions We've made. He brings a rare combination of deep expertise, clear communication, and genuine care for his clients’ long‑term success. Erik takes the time to understand our goals, explains complex financial and tax strategies in a way that’s easy to grasp, and consistently offers thoughtful guidance that feels tailored—not generic. What stands out most is his proactive approach. Erik doesn’t just react to changes in the market or tax laws; he anticipates them and helps me stay ahead. We always feel informed, supported, and confident in the plan we’ve built together. If you’re looking for a financial advisor who is knowledgeable, trustworthy, and truly invested in your financial well‑being, we highly recommend Erik and the team at Hilltop Wealth & Tax Solutions.
Response from the owner:Scott, thank you for taking the time to share such thoughtful feedback. We’re glad to hear that Erik’s approach to communication and planning has been helpful in supporting your goals. Providing clear, proactive guidance and a personalized experience is what we strive for, and we truly appreciate your trust and recommendation. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Leyna Hoffer
3 months ago
I’ve had a wonderful experience with Hilltop Wealth & Tax Solutions. My advisor, Cliff Hawkins, has been fantastic to work with—he’s knowledgeable, responsive, and genuinely committed to helping me stay on track with my retirement goals. Cliff takes the time to explain things in a way that’s easy to understand and always makes me feel comfortable and confident in my financial plan. It’s clear he truly cares about his clients. And as a bonus, he’s always willing to chat a little football—which makes every conversation even better. Let’s just say we don’t always agree on teams… but that’s part of the fun! 😉 Highly recommend Cliff and the entire Hilltop team!
Response from the owner:Leyna, thank you for such a thoughtful review! We’re so glad to hear that Cliff’s approach has made your experience both comfortable and informative. And we couldn’t agree more—those football conversations definitely add a little extra fun along the way (even with some friendly rivalry 😉). We truly appreciate your trust and recommendation! *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Mitchell Mawhorter
3 months ago
My wife and I recently met with Matt Aurenz for our routine review, and as always, he was excellent. He took the time to walk me through my retirement questions in a clear and thoughtful way, making sure I understood how everything works and what to watch for moving forward. I truly don’t think we’d be in the strong financial position we’re in today without Matt’s guidance over the past several years. Thanks to his advice, we’ve been able to retire earlier than we ever expected. He is, without a doubt, the best advisor I’ve worked with. My daughter has also worked with Matt and is a big fan as well.
Response from the owner:Mitchell, thank you for the thoughtful review! We’re glad to hear that your time with Matt continues to provide clarity and support during your reviews. It means a great deal to be part of your family’s planning over the years, and we truly appreciate your trust and kind words. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Sue Mason
4 months ago
I have been very pleased with our years of service from Hilltop. We work specifically with Erik.
Response from the owner:Sue, thank you for your continued trust over the years! We’re glad to hear you’ve had a positive experience working with Erik and appreciate you taking the time to share your feedback. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Diane Wilson
4 months ago
We have been with Hilltop Wealth Solutions for just over 1 year and are 1,000% happy with our experience and fiduciary oversight and growth. Cliff Hawkins and his financial support team have given us individualized financial direction with specific investment goals. We are extremely elated with the support and guidance he and his team are providing us. We unequivocally recommend this firm.
Response from the owner:Diane, thank you for the thoughtful feedback! We’re so glad to hear that your experience with Cliff and the team over the past year has been a positive one. Providing personalized guidance and a strong planning approach is what we strive for, and we truly appreciate your trust and recommendation. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*
Gpa
4 months ago
Bill is helping my wife and me to navigate through the different options to build a viable portfolio. He is so informative. I know our retirement will be more golden. He is the best . I'm so glad to fave found him . Thank you Bill Greg Akin
Response from the owner:Greg, thank you for sharing this! We’re glad to hear Bill has been helpful in guiding you through your options and providing clarity along the way. We truly appreciate your trust and are grateful to be part of your planning journey. *Testimonials are based on unique experiences from current clients and are not representative of all client experiences, which are unique. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials.*

The following reviews are based on experiences from current clients. No compensation was provided to clients. The ratings and comments reflect each client’s own views and opinions, and there are no known conflicts of interest. All ratings are included in the overall rating and all comments are published unless they meet one or more exclusion criteria.

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Gain Clarity, Confidence, and Control in Retirement

  • Retire with a strategy—not stress
  • Build in flexibility for what’s ahead
  • Understand where your money is going
Don’t wait for clarity—create it. Reach out to get started.

Retirement Feels Uncertain—That’s Why We’re Here

It’s common to feel anxious about retirement. What if you’ve waited too long? What if something goes wrong? At Hilltop, we help you build a plan that’s flexible, tax-aware, and grounded in what matters most to you—so no matter what life throws your way, you’ll be prepared.

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